Pennsylvania

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Chester, Pennsylvania CD Rates – 6-Month

You are viewing rates from banks across Chester





Below are the best six-month CD Rates from banks with branches in Chester, Pennsylvania . Six month CDs are considered short-term cds and the yield is comparable to savings and money market rates. You may want to consider opening a 6 month CD if you are concerned about savings rates dropping and don’t mind locking up your money for six months.

Chester, PA - August 2, 2025

6 Month CD National Average : 0.41% ?

Banks APY MIN MILES ?

Rate History: 4.75% → 5.15% → 5.00% → 4.75% → 4.50%

| May 11, 2023

They made mistakes twice and would not correct them Read More

Rate History: 4.51% → 4.40% → 4.35% → 4.30% → 4.40%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.40% → 4.35% → 4.00% → 4.15% → 4.40%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Rate History: 3.50% → 4.50% → 4.75% → 4.65% → 4.35%

| Jun 26, 2020

Rate not current Read More

Rate History: 5.15% → 5.25% → 5.15% → 4.75% → 4.20%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 4.55% → 4.25% → 4.30% → 3.95% → 4.15%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.25% → 4.15%

| Mar 25, 2020

I was told on the phone by a bank rep that my present money market acct interest rate would continue at 2.25% until June 30, 2020 and would be FDIC covered up to $250,000. Please verify if this is true???... Read More

Rate History: 4.90% → 4.75% → 4.50% → 5.00% → 4.10%

| Aug 5, 2020

I used to go to M&T when it was still Provident Bank. M&T has been very responsive to my needs and I have been pleased with the banking experience. Read More

Rate History: 1.50% → 4.50% → 4.10% → 4.00%

| Nov 8, 2019

farmer Read More

Rate History: 4.40% → 4.25% → 4.15% → 4.00% → 3.90%

| Apr 14, 2020

I call HSBC they told me they don't have 1.85 1 year CD. current CD is 0.8 / year Read More

Rate History: 4.00% → 3.75%

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 5.00% → 4.75% → 4.00% → 3.75% → 3.50%

Rate History: 4.70% → 4.50% → 4.30% → 3.90% → 3.00%

| Jun 10, 2024

I guess customer service is in the US (not sure). I'd rather that someone in the Philippines answered though. These people are so poorly trained and ill informed that I do not trust them with my personal... Read More

Rate History: 4.65% → 3.75% → 3.50% → 3.25% → 3.00%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

Rate History: 3.35% → 3.00% → 2.75%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 5.00% → 4.50% → 4.00% → 3.00% → 2.75%

| May 19, 2018

Experience Read More

Rate History: 2.50% → 2.51% → 2.01% → 2.00%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

Rate History: 3.00% → 2.00% → 1.50%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

1.00%

$10,000

13.11

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0.50%

$10,000

15.92

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| Aug 11, 2021

I had been using Ambler Savings for as long as I can remember and never had any issues with them until around 2019. My card and account were constantly being frozen and I had to call to have it unfrozen. W... Read More

0.45%

$10,000

13.04

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0.40%

$10,000

14.48

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0.35%

$1,000

13.76

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0.35%

$100,000

12.35

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0.35%

$10,000

5.32

Learn More

| Nov 9, 2020

Here's what you will need: To be a resident of New Jersey or select Eastern Pennsylvania counties (the zip code provided in your application will receive an error stating "Zip code is not valid for this ap... Read More

0.35%

$500

17.25

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0.30%

$10,000

4.40

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0.30%

$10,000

13.83

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0.25%

$10,000

12.09

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0.25%

$10,000

9.34

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| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

0.20%

$10,000

3.14

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Feb 22, 2023

Where to begin with this ghetto bank? You make a cash deposit but you can't make a withdraw the same day. You make a deposit and it doesn't show up until the next day. You're limited to a low atm amount e... Read More

0.10%

$500

14.58

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| Aug 23, 2016

Great dividend, moderate growth, excellent customer service. Potential acquisition target Read More

0.10%

$10,000

12.35

Learn More

| Nov 1, 2022

This local community bank “by far” exceeded my expectations of what a banking institution should be. They take the time to understand their customers needs, educatedly answer questions, and take the ti... Read More

0.10%

$10,000

18.93

Learn More

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| May 18, 2019

Had checking and savings for years when living in Philly. Went into PNC 2.35 APY high yield savings. They have thus far maintained rate. Easy web site and great customer phone service. Still maintain check... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Chester, PA - August 2, 2025


Branch Street City State
Santander Bank, N.A.
Kennett Square Office Branch
313 West Cypress Street Kennett Square PA
Beal Bank USA
Philadelphia Branch
150 Allendale Road, Bldg. 3 Suie 300 King Of Prussia PA
Customers Bank
Kimberton Branch
513 Kimberton Rd Phoenixville PA
Manufacturers and Traders Trust Company
West Chester Branch
2 West Market Street, Suite 100 West Chester PA
Wilmington Savings Fund Society, FSB
Chester Springs Branch
210 Font Road Uwchland PA
Santander Bank, N.A.
Kennett Square Office Branch
313 West Cypress Street Kennett Square PA
HSBC Bank USA, National Association
Market Street Branch
1515 Market Street Philadelphia PA
Bank of America, National Association
Kennett Square Branch
807 E Baltimore Pike Kennett Square PA
First Resource Bank
First Resource Bank Branch
800 N. Pottstown Pike Exton PA
Citibank, National Association
Citibank, National Association Branch
1818 Market Street, 27th Floor Philadelphia PA
Woodforest National Bank
0263 Horsham Walmart Branch
2101 Blair Mill Road Willow Grove PA
TD Bank, National Association
Lionville Branch
553 West Uwchian Avenue Exton PA
Wells Fargo Bank, National Association
New Garden Town Square Branch
400 Scarlet Road Kennett Square PA
JPMorgan Chase Bank, National Association
Philadelphia Branch
1650 Market Street, 47th & 52nd Floor Philadelphia PA
The Philadelphia Trust Company
The Philadelphia Trust Company Branch
1760 Market Street, 2nd Floor Philadelphia PA
Hyperion Bank
Hyperion Bank Branch
199 West Girard Avenue Philadelphia PA
Fulton Bank, National Association
Kennett Square Branch
501 School House Road Kennett Square PA
The National Bank of Malvern
Frazer Branch
140 Lancaster Avenue East Whiteland Township PA
Ambler Savings Bank
Fairview Village Office Branch
3009 W Germantown Pike Jeffersonville PA
Second Federal Savings and Loan Association of Philadelphia
Second Federal Savings And Loan Asso Branch
1727 Chestnut Street Philadelphia PA
Meridian Bank
West Chester Office Branch
16 W. Market Street West Chester PA
Abacus Federal Savings Bank
Philadelphia Branch
147-151 North 10th Street Philadelphia PA
Firstrust Savings Bank
West Lancaster Branch
725 West Lancaster Avenue Bryn Mawr PA
United Savings Bank
Media Branch
35 East Baltimore Pike Media PA
Parke Bank
Spruce Street Branch
1610 Spruce Street Philadelphia PA
Port Richmond Savings
Port Richmond Savings Branch
2522 East Allegheny Avenue Philadelphia PA
Sharon Bank
Valley View Shopping Center Branch
3480 Pennell Road Aston PA
Asian Bank
Asian Bank Branch
815-837 Arch Street Philadelphia PA
ESSA Bank & Trust
Haverford Branch
354 West Lancaster Ave Haverford PA
Iron Workers Savings Bank
Chadds Ford Branch
100 Ridge Road Suite 1 Chadds Ford PA
County Savings Bank
Milmont Ave Branch
201 Milmont Avenue Milmont Park PA
Penn Community Bank
Chelten Hills Savings Bank Branch
2 Hidden Lane Abington PA
Univest Bank and Trust Co.
West Chester Branch
200 N. High Street West Chester PA
Harleysville Bank
Norristown Branch
2301 West Main Street Norristown PA
Firstrust Savings Bank
West Lancaster Branch
725 West Lancaster Avenue Bryn Mawr PA
The Bank of Princeton
Arch Street Branch
921 Arch Street Philadelphia PA
United Bank of Philadelphia
Mount Airy Branch
1620 Wadsworth Street Philadelphia PA
KeyBank National Association
Downingtown Branch
100 East Lancaster Ave Downingtown PA
TD Bank, National Association
Lionville Branch
553 West Uwchian Avenue Exton PA
PNC Bank, National Association
Longwood Branch
883 East Baltimore Pike Kennett Square PA


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

6 Month Branch Certificates of Deposit 2025

Six month certificates of deposit (CDs) provide depositors with a short term vehicle for keeping money safe and earning interest. With a six month CD, depositors agree to leave their money in the account for six months in return for a fixed rate of interest over this period. While it is possible to withdraw the money earlier (breaking the CD) doing so comes with high interest penalties and is generally not advised.

In general, almost all brick-and-mortar banks provide CDs to their consumers. Opening one involves taking a trip to the branch although some banks allow CDs to be opened via the phone or online. In general, local banks discourage depositors from out-of-state to open accounts, although this is not a hard rule and if you see an attractive rate from a bank in another state, it is worth investigating the account opening policy. Online banks generally offer better rates on six month CDs but the accounts must be opened online. View online bank rates.

The advantages of six month CDs opened via a traditional bank are:

  • Funds deposited in FDIC banks and within insurance limits are protected by the full faith and credit of the United States government.
  • CDs provide a predictable, set rate of return.
  • Depositors can walk into a local branch and open the CD and fund it that day. Question and inquiries can also be handles in-person.

The disadvantages of six month CDs are:

  • Six month CDs currently pay interest rates significantly below many online and branch-based savings and money market accounts.
  • The deposited money is committed for six months.
  • Six month CDs from traditional banks often pay less interest than from online banks.

When interest rates are falling, it is often preferable to lock in high rates for an extended period of time with a longer-term CD. When interest rates are rising, depositors should avoid committing their money for long periods of time. To see interest rate trends, visit the BestCashCow rate analysis page.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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